Construction Financing
Working Capital Built for Construction Reality
Construction businesses do not fail for lack of work—they stall when cash flow lags behind execution.
Payment delays, retainage, milestone billing, and “pay-when-paid” contracts create persistent working capital pressure for contractors and subcontractors alike. Ironclad Capital Partners provides construction financing solutions designed specifically for those realities.
Our goal is simple: allow construction operators to pursue new projects, meet payroll, pay vendors, and grow—without waiting months to be paid.
How Construction Financing Works
Construction Financing Experts
Ironclad Capital Partners provides capital at or near the time invoices are submitted, not months later. This allows contractors to stabilize cash flow while continuing to bid, build, and expand.
Whether you are a subcontractor turning down work due to cash constraints or a growing contractor managing multiple active projects, our structures are designed to support momentum.
Construction Capital Solutions
Accounts Receivable Financing
Access working capital against approved construction invoices.
Asset-Based Lending
Credit facilities secured by receivables, equipment, or materials.
Materials & Inventory Financing
Funding for job-specific materials and supplies.
Purchase Order Financing
Capital to support large or upfront project commitments.
Equipment Financing
Financing for construction equipment without disrupting cash flow.
Transaction Benefits for Contractors
- Advance rates up to 80%
- Funds usable for payroll, materials, vendors, or subcontractors
- Ability to fund specific invoices or projects
- Progress and milestone billings supported
- Pay-when-paid contract structures accommodated
Construction Back-Office Support
Invoicing and Payables Management
Project Budgeting and Cash Flow Tracking
Invoicing and Payables Management
Lien Compliance Coordination
Project Budgeting and Cash Flow Tracking
Invoicing and Payables Management
Project Budgeting and Cash Flow Tracking
Project Budgeting and Cash Flow Tracking
Project Budgeting and Cash Flow Tracking
Customer Credit Review
Financing Reports and Visibility
Project Budgeting and Cash Flow Tracking
Financing Reports and Visibility
Financing Reports and Visibility
Financing Reports and Visibility
Dedicated Account Service
Financing Reports and Visibility
Financing Reports and Visibility
A Capital Partner for the Long Term
Construction financing is not transactional—it is ongoing.
Ironclad Capital Partners focuses on long-term relationships built on clarity, execution, and an understanding of how construction businesses actually operate.
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